You have fully used all of your available credit card lines within the last three months and have recently opened a significant number of new credit accounts.Your debts represent a high percentage of your monthly income.You don't have sufficient disposable income after you pay your existing debts.Your property has recently been repossessed.A judgement was passed against you as the result of litigation.

A tax lien has been placed against your assets.

You have two or more non-medical debt obligations that are recently past due.

Your checking account was closed by a bank.

You're currently past due or have recently been past due on a debt obligation.

Why didn't I get approved? What can I do to get approved next time I apply? Well, there is plenty to do and a declined credit card application, Apple or not, is a great place to start doing the work to figure it out. All of that excitement and anticipation is now replaced with shame, disappointment, and worry. But, something else happens when you submit your application. You rush into the Wallet app to start your application because you want to be one of the first people in the world to sport that beautiful titanium card and show it off to all of your friends.

So, you've gotten the email from Apple saying that Apple Card is officially released and welcomes you to apply for it. But, sometimes it just doesn't work out the way we thought it was going to. People are getting themselves prepared so they have the best chance of getting approved as well. Apple Card is set to release this summer and there is a good chance we're going to at least get some more details about it next week at WWDC, so everyone is starting to gear up to get ready to apply for Apple Card when it is officially released.

Apple card credit score range